Explainable AI supported Evaluation and Comparison on Credit Card Fraud Detection Models

Chanisara Kotrachai, Praewsuphang Chanruangrat, Tipajin Thaipisutikul, Worapan Kusakunniran, Wen Chin Hsu, Yi Chun Sun

Research output: Chapter in Book/Report/Conference proceedingConference contributionpeer-review

Abstract

This research investigates credit card fraud detection through the lens of machine learning and explainable AI techniques. We employed four distinct models: K-Nearest Neighbors (KNN), Random Forests, Extreme Gradient Boosting (XGBoost), and Logistic Regression. The SHapley Additive exPlanations (SHAP) method was used to enhance the interpretability of our models. Model performance was assessed using key metrics such as accuracy, precision, recall, and F1 score before and after feature selection. Notably, despite a decrease in some performance metrics post feature selection, high precision scores were maintained, underscoring the robustness of our models. Our findings lay the groundwork for future research in this field, highlighting the potential of a broader range of models, advanced explainable AI techniques, and innovative feature selection methods in the ongoing pursuit of robust and interpretable fraud detection systems.

Original languageEnglish
Title of host publication7th International Conference on Information Technology, InCIT 2023
PublisherInstitute of Electrical and Electronics Engineers Inc.
Pages86-91
Number of pages6
ISBN (Electronic)9798350358698
DOIs
StatePublished - 2023
Event7th International Conference on Information Technology, InCIT 2023 - Chiang Rai, Thailand
Duration: 15 Nov 202317 Nov 2023

Publication series

Name7th International Conference on Information Technology, InCIT 2023

Conference

Conference7th International Conference on Information Technology, InCIT 2023
Country/TerritoryThailand
CityChiang Rai
Period15/11/2317/11/23

Keywords

  • Credit Card Fraud Detection
  • Imbalanced Classification
  • Machine Learning
  • SHAP
  • Under-sampling

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